Imkon-Sug‘urta: 2025 Results. A Year of Sustainable Growth, Stability and Care for Customers

For us, insurance is, above all, a responsibility to people.

Every policy entrusted to us by our customers is a promise to stand by them when it matters most. That is why the key achievement of 2025 for Imkon Sug'urta is not only strong financial performance, but also the strengthening of our ability to fulfill our commitments to customers today and in the future.

In 2025, the Company demonstrated solid growth and significantly strengthened its financial stability.

✅ Sales increased by 123% year-on-year, reaching UZS 71 billion.

✅ Imkon Sug'urta significantly diversified its insurance portfolio. While financial risk insurance accounted for 69% of the portfolio at the end of 2024, this share decreased to 15% by the end of 2025. This reflects a more balanced business structure and lower risk concentration.

✅ To further strengthen the Company's reliability, the share capital was increased to UZS 80 billion.

✅ The Company's assets reached:
• UZS 289.7 billion under IFRS 17;
• UZS 254.8 billion under National Accounting Standards (NAS).

✅ Insurance revenue under IFRS 17 amounted to UZS 54.8 billion.

✅ Net profit under IFRS 17 reached UZS 19.3 billion, enabling the Company to continue investing in service development, digital solutions, and customer experience enhancement.

✅ Insurance contract liabilities under IFRS 17 amounted to UZS 134.2 billion. Behind this figure lies our responsibility to every customer and our readiness to fulfill all obligations we undertake.

✅ Return on shareholders paid capital reached 24.9%, confirming the Company's efficiency and long-term sustainability.

These results are more than just financial indicators.

They confirm that Imkon Sug'urta remains a trusted partner for thousands of individuals and businesses across Uzbekistan, honoring its commitments and helping customers feel confident about the future.

We continue to grow so that we can take even better care of what matters most — your peace of mind and security.