Insurance protection of structures, equipment, vehicles, stocks of goods and other moving property located in the area of ​​insurance coverage, building or storage areas specified in the insurance contract

INSURANCE EVENT

Fire

flooding

mechanical damage

actions of third parties

an insured event is considered to be an insured event if the insured objects are damaged as a result of the occurrence of an insured event due to natural disasters and this situation is confirmed by special authorized bodies.

EXCEPTIONS TO THE INSURANCE EVENT

The following cases are not included in the insurance event:

damage to the details and systems of electrical equipment as a result of the occurrence of a short circuit of electric current without causing other insurance events;

moral damage of the policyholder and beneficiary, as well as third parties, lost income, interruption of activity (work), lost profit and other indirect and commercial losses, damages and expenses: fines, insurance accommodation in a hotel during the repair of the insured object, travel expenses, terms of delivery of goods and development of services, etc.;

theft, damage, destruction of the policyholder's property not included in the list of insured objects;

damage to insured objects outside the area of ​​insurance coverage see

TERM OF INSURANCE

    One year

PAYMENT OF INSURANCE INDEMNITY

    Insurance compensation is paid only when the policyholder pays the insurance premium specified in the contract in full and on time. If the policyholder paid only a part of the insurance premium specified in the contract before the occurrence of the insured event, then the insurer shall pay the amount of the insured amount at the time of the occurrence of the insured event. limits in proportion to the paid part of the insurance premium.

The insurance fee shall be paid by the policyholder within 15 (fifteen) days from the date of submission of all documents.