An accident at the insuring organization (destruction of facilities and (or) equipment used in hazardous production facilities, an uncontrollable explosion and (or) release of hazardous substances that occurred during the period of validity of the insurance contract ) insuring property interests related to the occurrence of civil liability for compensation of damage caused to the life, health and (or) property and environment of other persons by the insured in the event of to protect
In the case of an accident in the organization of the insured, the fact of the initiation of civil liability of the insured for causing damage to the life, health and (or) property and environment of other persons is considered an insurance event. .
EXCEPTIONS TO THE INSURANCE EVENT
Civil liability of the policyholder arising as a result of the following shall not be recognized as an insured event:
nuclear explosion, radiation, radioactive damage, if they are not related to the use of this production facility;
military actions, as well as maneuvers or other military activities, actions of armed formations or terrorists;
mass riots, collective cases of civil disobedience, strikes;
influence of insurmountable forces: natural disasters, natural phenomena of a spontaneous nature;
occurrence of situations not directly related to the use of a hazardous production facility;
intentional illegal actions of the insured or other persons.
TERM OF INSURANCE
PAYMENT OF INSURANCE INDEMNITY
Amounts of insurance compensation:
the insurance compensation paid to each person in the event of damage to the life and health of other persons is up to 100 times the minimum wage on the day of the conclusion of the insurance contract and not exceeding 40% of the total insurance money (total insurance payable in cases where the insurance compensation exceeds 40% of the insurance money, the insurance compensation is distributed proportionally to the amount of damaged shas);
in case of damage to the property of other persons, not exceeding the cost of restoration of the damaged property and 30% of the insurance money (in cases where the total insurance compensation to be paid exceeds 30% of the insurance money, the insurance compensation is equal to the amount of the damaged property distributed proportionally);
in case of damage to the environment, the amount of insurance compensation is determined, not exceeding 30 percent of the insurance money.