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INSURANCE OF THE SELLER AGAINST FINANCIAL RISKS WHEN SELLING HOUSEHOLD APPLIANCES AND EQUIPMENT WITH INSTALLMENT PAYMENT

Insurance protection of the obligation to compensate the insured for damage caused by an insured event in the specified order and volume, on the condition that the insurer undertakes to pay the insurance premium.

INSURANCE EVENT

The insurer insures against failure of the buyer to pay for household appliances and equipment provided by the insured as a result of the following events, bankruptcy of legal entities, theft of household appliances and equipment phenomenon is considered.

EXCEPTIONS TO THE INSURANCE EVENT

    All types of acute chronic and congenital diseases (including heart attack, stroke, and the insurer may refuse to pay insurance coverage in the following cases:

if the policyholder or the buyer provides false information or false information about the information that is the basis for the conclusion of the General Insurance Agreement by the insurer and is of significant importance for the conclusion of the insurance liability;

if the policyholder's intentional actions or failure to act are aimed at the violation of the contract of sale;

if the policyholder and/or the buyer commits illegal (fraudulent) actions that are punishable by law and cause an insurance event to occur;

if the insured and/or the buyer violates the terms of the General Insurance Agreement;

if the debt did not arise as a result of the events specified in Section 3 of the insurance contract;

If the cost of household appliances is covered by third parties at the time the policyholder applies for insurance coverage, except for the cases of the buyer's promise as a result of an accident.

TERM OF INSURANCE

One year

PAYMENT OF INSURANCE INDEMNITY

The insurance cover is only provided that the insured has paid the insurance premium in full and on time in case of the buyer's failure to pay the outstanding debt at the time of the insured event. will be paid in order to compensate for the damage
The insurance fee shall be paid by the policyholder within 15 (fifteen) days from the date of submission of all documents.